Lahaina Maui Wildfire Lawsuits

Our Maui Wildfire Lawyers Will Fight For Your Rights.

Our Maui Wildfire Lawyers will help fight for your rights and compensation regarding any wildfire damage.

Our consultations are always free, and there will never be a cost unless we win. Please do not hesitate to reach out for advice on how to handle your unique situation.

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Free Wildfire Insurance Claims Guide

Our Promise

We Fight for Your Family, You Focus on Recovery.

The once beautiful landscapes of Maui, Hawaii have been ravaged by destructive wildfires. Tragically, evidence points to an electric company’s negligence as the root cause. You may be entitled to legal recourse, and our Maui wildfire lawsuit lawyers are here to help.

Our Hawaiian native lawyers will help fight for your rights and compensation regarding any wildfire damage. Our consultations are always free, and there will never be a cost unless we win.

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Why Choose Us?

As a premier network of lawyers and attorneys in the United States and Maui, we have helped secure compensation in wildfire-related lawsuits. Our team of compassionate professionals is committed to seeking justice and compensation for affected families. Your fight is our fight.

Underpaid Insurance Claim’s

Identifying Signs of Underpaid Property Damage Claims & Taking Action

Identifying bad faith behavior by an insurance company during the property claim process can be challenging. Unfair treatment may not be immediately apparent and can develop over time. Here are some signs to look out for. If you are looking for a full guide, check out our free e-book.

Swift Inspections – Did the Adjuster Take Enough Time?
Overlooked Damages – Is Your Property’s Assessment Comprehensive?
Their Estimate Seems Low – Is the Quoted Amount Sufficient?
Shortchanged – Is Their Offer Enough?
Bad Exclusions – Is Your Property Damage Truly Outside the Scope?
Insufficient Reasoning – Is the claim denial short handed, or lacking sufficient reason?

How to Ensure You Are Protected

Steps to Follow After Your Property Damage Claim is Denied or Underpaid

Examine Your Policy – Begin by thoroughly reviewing your insurance contract. Familiarize yourself with the maximum coverage amounts to which you’re entitled
Question the Calculation – Reach out to your insurer. Inquire about the methodology they employed to determine your claim amount. Understand the rationale behind their figures.
Seek Legal Counsel – If discrepancies arise and you’re convinced of an underpayment, don’t hesitate. Engage a Property Damage Attorney. They’ll be equipped to guide and advocate for you throughout the process.

Common Reasons for Denied, Delayed, and Underpaid Property Damage Claims in Hawaii

Exclusions – Is Your Property Damage Truly Outside the Scope?

Exclusions are conditions or situations where your insurance won’t pay out, and they play a pivotal role in the claims process.

Missed Premium Payment

A missed premium payment is often at the forefront of claim denial reasons. If you don’t pay your premiums, your policy can lapse, giving insurance companies a seemingly straightforward reason to dismiss your claim.

The Importance of Transparency

Avoid Claim Denials Due to Undisclosed Information. Any deviation or misrepresentation can lead to repercussions, including policy cancellations or claim denials.

Missing Filing Deadlines

Every insurance policy stipulates certain windows of time within which claims must be lodged to remain valid. Missed deadlines offer insurers an easy out – whether that oversight was genuine or, in some unfortunate cases, a lie told by the insurance company.

Lack of Documentation, Pictures, and Proof of Damages

Another favorite tactic of insurance companies is to minimize the severity of property damage. By undermining the extent of the damage, they aim to payout less than the genuine worth of the claim.

No Mitigation of Damages by Policyholder

Your insurance policy often includes a mitigation clause, which requires you to prevent further property damage while waiting for repairs to be made. Falling short in mitigating damages can give insurers another reason to undervalue your claim.

Navigating Property Loss and Damage Due to Wild Fire

Both natural events and human actions can lead to significant, often unexpected damages. These events, largely out of a property owner’s control, are the very reason why many opt for insurance. Homeowners, businesses, and investors often invest in insurance to shield their properties from a variety of risks, including:

Fire Damage

Smoke and Soot Damage

Theft or Vandalism

Water and Mold Damage

Wind or Storm Damage

Mold, Ice, or Snow Damage

Hawaii Wildfire Claim Settlement Lawsuit Process

1. Consult an Attorney

Assess the strength of your claim, available evidence, and the potential outcome of pursuing legal action in Hawaii. Engage a qualified attorney experienced in property damage claims and Hawaii insurance law. A skilled attorney can guide you through the legal process, protect your rights, and advocate for your interests.

2. Prepare Your Case

Work closely with your attorney to compile all relevant documentation, evidence, and expert opinions. Create a compelling case to present in court, demonstrating the extent of the damage and the insurer’s obligations under Hawaii law.

3. File a Lawsuit

Your attorney will file a lawsuit against the insurer, initiating the legal proceedings in a Hawaii court. The court will issue a summons to the insurer, notifying them of the lawsuit and the legal claims you are pursuing.

4. Pretrial Phase

Both parties exchange information and evidence during the discovery phase. Depositions, document requests, and interrogatories may be used to gather evidence supporting your case under Hawaii law. Your attorney may file pretrial motions to address legal issues or request specific actions from the court. Pretrial motions can impact the course of the case and the admissibility of evidence under Hawaii law.

5. Negotiation and Mediation

Prior to trial, attempts at settlement through negotiation or mediation may be pursued. Hawaii courts often encourage alternative dispute resolution methods to reach an agreement outside of trial.

6. Trial & Judgement

Present your case before a judge or jury in a Hawaii court. Provide evidence, expert testimonies, and legal arguments to support your claim based on Hawaii insurance laws. The court will render a judgment based on the presented evidence and arguments. If dissatisfied with the judgment, you and your attorney can explore options for appealing the decision under Hawaii law.

Seeking Legal Support

How Our Property Damage Attorney’s Can Assist You

When you purchased your policy, you entered into a contractual relationship with your insurance company. They bear the responsibility to uphold their part of the deal by compensating you for legitimate claims. It’s crucial not to let them sidestep their obligations and unjustly reject your rightful claim coverage.

Fill out the form below for a free consultation. If we never win you money, there will never be a cost.